public liability insurance April 13th, 2012

Nearly each business ends up going through liabilities in their day to day operation, which is why excellent specialized indemnity cowl is so important. This variety of policy is known as PI insurance coverage and is created to make certain you’re coated towards any says that happen to be created as a outcome of the mistake you make within the business. Whether these errors are created dishonestly or honestly, this cowl retains you along with your employees guarded in case a 3rd party ends up struggling a damage because of the actions of the organization. These policies are in site… Read more

6 months ago

Salans | Major Russian Legislation Changes for 2011 A partnership is liable for its obligations to the extent of its property; the participants of a partnership are not liable for its obligations and bear the risk of losses to the extent of their contributions. The RF Government may establish capital … Read more on Linex Legal (press release) (registration) Related Blogs

6 months ago

Fort Lauderdale, FL (PRWEB) May 09, 2011 Quality Built, LLC (Quality Built), the countrys leading provider of third-party construction quality assurance and inspection management services, announces that it has worked with the NationWide Contractors Alliance (NWCA) and other designated service providers to help create Top-Drawer, a low cost turn-key risk management solution for small to mid-size homebuilders. Top-Drawer, provided by NWCA through WISE a wholesale insurance broker and member of NWCA, is currently available in eight higher risk construction states. The plan is to expand the program to 24 states by the end of the year. For years, small… Read more

7 months ago

Experience Modification Rate – Exactly What is it? Basically an individual business reports their payroll figures and loss numbers at which point there is a mandatory process which modifies the rating classifications published rates and that is the Experience Modification Rate. It offers to employers a financial incentive to minimize as much as they can all costs related to injuries in the workplace. Workers Experience Modification Rate  – How is it Administered? All insurance companies provide at certain scheduled times in a common format their reported payrolls and losses. This means that even in the case during the Experience Modification… Read more

8 months ago

Employer questions about how to calculate health  insurance cost has been resolved by the IRS. WASHINGTON—The Internal Revenue Service last week released a guide to resolve employers’ questions about a requirement under the health insurance reform law. The requirement states that employers must report the health insurance cost of coverage for health insurance on an employee’s W-2 wage statement. The health insurance cost of health coverage must be shown on the W-2s for 2012, that will be issued in 2013. Previously, IRS guides stated small employers that send out fewer than 250 W-2s in a year, will be exempt from the… Read more

9 months ago

In thе “Golden State”, еvеn wіth јuѕt оnе employee, employers аrе required tо purchase Workers Compensation California Insurance. Fоr struggling small businesses, thіѕ mandatory requirement to have workers compensation California insurance аlоng wіth thе escalating costs аrе debilitating аnd forcing thоѕе thаt аrе ѕtіll standing tо соnѕіdеr closing uр shop. Workers compensation California insurance hаѕ thе highestrates іn thе United States, ѕо it’s nо surprise thаt businesses who provide services classified аѕ “high risk” bу thе California Labor Code аrе bеіng forced іntо chapter 11. A comment frоm а small manufacturing business owner posted оn CA’s Small Business Action Committee website,… Read more

10 months ago

Saving money on California workers compensation premium  is as much about your safety, risk, and claims managemenas it is about having the right broker. Evaluate how you handle California workers compensation claims, and then work on improving these areas. Performance – Every industry has national benchmark goals in place. How your business measures up against accidents, injuries, and claims is a good indication of areas that need improvement. Once those areas are defined, begin to focus on managing those areas better. Injury Response – As an employer, you need to make sure that proper procedures are followed when an injury… Read more

1 year ago 1 comment

Starting up a new business can be exciting and daunting at the same time. Before you begin, you need to know what expenses you’ll incur. Among the expenses of your new company is business insurance. In all 50 states, workers compensation coverage is mandatory for any business with employees. In some states, like California, you must have Workers Compensation insurance if you have 1 employee. If you are a roofing contractor, you must carry workers compensation coverage even if you don’t have any employees. Your Workers Compensation policy will run for 12 months from the date you get the policy…. Read more

1 year ago

What do you think a realtion between a mobile device and worker compensation insurance? Many employers today give their employees company issued mobile devices. Doing so allows employees to be on the move while working and in some cases may even increase productivity. You may issue these devices with an understanding that they are for company business only, but you should be aware of the additional worker compensation insurance risk posed by issuing company mobile devices. More and more people are telecommuting and working from home using company devices. People are also working more from other locations like their cars,… Read more

1 year ago

A Drug-Free Workplace Policy is Important to Your workers compensation California Insurance According to the National Institute on Drug Abuse, nearly 75 percent of  adults who use illegal substances are employed either full time or part time. Drug use can lead to reduced productivity, missed work, and accidents. It has a direct impact on your other employees as well as your business finances and your workers compensation California policy. Drug testing is a comprehensive part of developing a drug-free workplace. A drug-free workplace policy is an important part of risk and safety management and can help reduce workers compensation California… Read more

1 year ago